Bad Credit Is Not A Life Sentence
A good credit rating is essential in today’s economy. I am Jillian M. Kindlund of Kindlund Legal LLC, and I can help devise and implement a customized strategy to repair your credit after financial hard times. With over 30 years’ experience as a bankruptcy trustee, I have the knowledge and skillset to give you options for getting out of debt and putting your finances back on track.
I want to relieve you of the emotional stress induced by debt and poor credit history, doing everything I can to help you get on a healthy financial footing. From my Bethesda office, I represent clients throughout Frederick, Montgomery and Prince George’s counties as well as the District of Columbia.
Know Your Rights
Maryland residents have the right to contest invalid debts due to such reasons as:
- Debt collection is time-barred: In Maryland, creditors have three years to collect on an unpaid debt. If they try to sue after this period, I can request the dismissal of the case.
- Creditors use threats, harassment or other illegal methods: The federal Fair Debt Collection Practices Act and the Maryland Consumer Debt Collection Act prohibit collectors from intimidating debtors, threatening them or contacting third parties about the debt. I can pursue the appropriate remedies if a debt collector or creditor tries to secure payment by such means.
- Erroneous credit report: Under the Fair Credit Reporting Act, you have the right to access your credit information and to correct errors. I can review your credit report to evaluate potential errors and find ways to improve your score.
If you are being harassed by creditors or sued for bad debt, having a seasoned attorney by your side can make all the difference.
Work With Me To Find Solutions
You and I can discuss options to resolve valid creditor claims for the least amount of money possible. I can negotiate settlements on your behalf and can also help establish affordable debt repayment plans. You may be able to avoid foreclosure through loan modification or mortgage mediation. I have a proven track record of successful decisions and solutions and am ready to assist you.
Get A Head Start On Your Credit Repair Goals
Kindlund Legal LLC was formed to help protect the rights of people just like you. I am committed to resolving your legal matter through effective legal strategies designed to advance your credit repair and debt relief goals. Please call (240) 539-9393 or contact me online to schedule a free consultation at my Bethesda office where I can review your financial picture and get started on repairs.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
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Former Chapter 7 Trustee