Considering Bankruptcy In Falls Church, VA

Kindlund Legal, LLC Is Here To Help

Having a large amount of debt on your shoulders can be extremely stressful, but you don’t have to stay “stuck” in a spiral of financial overwhelm.

Attorney Jillian Kindlund is an experienced debt relief attorney who has dedicated her career to serving clients in Falls Church, VA, and the greater Fairfax County area.

Keep reading to learn more about our debt relief services and how our firm is ready to help you find the path to financial freedom and the peace of mind you deserve.

Are Creditors & Overwhelming Debt Causing Tension?

If you’re experiencing mounting bills and ceaseless creditor harassment, you’re no stranger to the fact that financial stress can put a strain on nearly every area of your life. No one sets out to be in a position of debt, but countless Americans seek bankruptcy protection and other forms of relief each year.

Online searches for “credit card debt relief lawyer” and “debt negotiation lawyer” are so common in this day and age. But how do you find the answers that will work for you and your unique set of circumstances?

Find Answers Any Of Your Questions At Kindlund Legal, LLC

From the Chapter 7 Bankruptcy means test to the Chapter 13 meeting of creditors – there’s no end to the “legalese” and complexity surrounding bankruptcy law. What’s more, these terms are only the beginning. It’s no wonder that so many people avoid tackling their debts until the situation has reached a breaking point.

Are you considering personal bankruptcy as a way to protect your business? Are you scrambling to protect your family home from foreclosure? The team at Kindlund Legal, LLC is here to give you the clarity you need to make an informed decision.  If you choose to work with us, you can find insight into questions like:

What Are The Pros Of Chapter 13 Bankruptcy?

Chapter 13 bankruptcy is extremely powerful.  When you file for Chapter 13 protection, an automatic stay immediately goes into effect. This automatic stay halts collections actions against you in their tracks…

• It will stop creditors from constantly calling and demanding payment from you.
• It will stop a foreclosure on a house, allowing you to catch up on missed payments.
• It will stop a vehicle’s repossession and allow you to get your vehicle back after repossession.
• It will stop interest from accruing on individual debt and bank taxes.
• It will stop the continuous damage to your credit report by preventing negative reports from creditors.
• And more…

Will I Need To Go Through Credit Counseling?

Debtors in Falls Church, VA, and across America must complete a credit counseling course from an approved credit counseling agency in order to obtain bankruptcy relief.

This course can be completed online and will last only about an hour to an hour and a half.  Once you have completed the course, you will receive a certificate that you will file with your petition.

Additionally, after filing for bankruptcy, you may need to complete a personal financial management course from an approved agency.  This course will provide you with all the vital information needed to continue on a path of financial health throughout bankruptcy and beyond.

By working with an experienced bankruptcy lawyer, you can take the guesswork out of credit counseling and get connected with the resources you need to complete this part of the process with ease.

Are There Limits To Who Can File For Chapter 7 & Chapter 13 Bankruptcy Protections?

To file for any chapter of bankruptcy, you must meet the eligibility requirements put forth in the law. Your overall financial picture will determine what Chapter bankruptcy you are eligible for.

To qualify for Chapter 7, you must pass the means test. If you don’t, you may be eligible for Chapter 13 protections. If you qualify for both Chapter 13 & Chapter 7, your bankruptcy attorney will help you determine what track can give you the greatest benefit.

Ready To Take Control Of Your Financial Situation? We Can Help!

Kindlund Legal, LLC is proud to serve Falls Church, VA, as a premier resource for anyone in need of an expert debt and bankruptcy lawyer. For years, our firm has helped clients just like you get out from the undertow of debt and find a new path forward.

Ready to get started?  If you are curious about how bankruptcy or other forms of debt relief can help you, don’t hesitate to contact our office to schedule an appointment for a free initial consultation. We look forward to speaking with you!