Financial hardship can be one of the most frustrating and overwhelming parts of life, and without the proper support, one can find themselves falling behind with seemingly no end in sight. However, with the right experience and help, several options are typically available to those who seek relief from crippling debt. By seeking debt relief or consolidation, not only will you be able to discharge some forms of debt entirely, but by doing so, you can free yourself up financially to begin paying down non-dischargeable debt, which will be discussed later.
In Silver Spring, Montgomery County, those struggling with debt or financial hardship have the fantastic resource of Kindlund Legal, LLC available to them. Attorney Jillian Kindlund understands that carrying a financial burden can become debilitating, but with her help, a second chance and new lease on life may become attainable. With the strategies and experience gained over 25+ years of practice in helping clients who struggle with their finances find financial freedom, you can rest assured that you are in capable hands and will be provided with the utmost care and professionalism throughout your debt relief endeavor.
In terms of options folks have when it comes to debt relief, consolidation and various forms of relief are available but remain somewhat rare for individuals. However, bankruptcy will be the most likely course and can provide those struggling with debt a clean slate and fresh start. For individuals and even small businesses, finding a Debt and Bankruptcy Lawyer is the first step, as navigating the complex and severe process of bankruptcy or consolidation can be both frustrating and overwhelming, if even possible in your situation. Without one, you may run the risk of halting your case in its tracks before it has even had the chance to get started.
At Kindlund Legal, LLC, attorney Jillian Kindlund is committed to assisting clients in finding the relief they need, and one option for this is debt settlement. For this situation, finding a Debt Negotiation Lawyer is absolutely imperative, as they will be essential in paring down your debt, ensuring you receive fair and beneficial treatment during the negotiations phase of your potential case. For debt settlement to be handled properly, the goal is to negotiate with the various creditors or debt collection agencies to decide on a sum or percent of the debt you may be able to pay, allowing bankruptcy to be avoided, which is ultimately beneficial to both parties. The ideal type of debt for these situations is past-due credit card debt and other forms of unpaid older debt.
If this is not an option in your situation, bankruptcy may become the best choice. Whether you intend to file chapter 7 or 13 bankruptcy, an Experienced Bankruptcy Lawyer can make all the difference in your case. Whether just beginning to consider these options or have previously discussed your financial situation with another party, the office of Kindlund Legal is a fantastic resource in Silver Spring, Montgomery County.
Depending on your unique situation and level of debt, one of the chapters of bankruptcy will make more sense and be available to you. However, each has its own set of guidelines, drawbacks, and benefits. For example, Chapter 7 Bankruptcy requires a state-appointed trustee to assess and liquidate the debtor’s assets which are not exemptable under federal and state law. Still, it gives the debtor a more immediate resource for relief with little to worry about going forward. Chapter 13, on the other hand, requires a payment plan that the debtor must pay into every month for usually 60 months. While one, the other, or both may or may not be available to you, a debt relief attorney is a place to begin the process.
An experienced bankruptcy lawyer in Silver Spring, Montgomery County, will be familiar with the laws and regulations in your state, as well as seasoned through years of experience helping clients through their financial hardships. Regardless of your situation, there is almost always a way to seek relief from creditor harassment, and in more dire situations like those in which a debtor may lose their home, there are options available to help them avoid that prospect.
At Kindlund Legal, LLC, we are committed to providing the pinnacle of debt relief legal service to clients in the Montgomery County area and seek to assist every client who comes through our doors. However, the first step is scheduling a consultation to discuss your financial situation, the circumstances surrounding it, and your goals in finding your financial freedom and a fresh start. Attempting to navigate the process by yourself can end in disaster, so don’t risk it and consult with a professional with over 25 years of experience helping clients just like you. So call today to get started and find the relief you seek!
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Former Chapter 7 Trustee